![]() But rather than free money, these checks include fine print that legally binds you to a loan, membership, or other costly long-term commitment. With unsolicited check fraud, you get a check you did not ask for in the mail - often for a rebate or refund on overpayments. When it doesn’t clear, the funds are taken from your account.įake check cashing scams are running rampant online as well, especially on platforms like Venmo. They’ll tell you they forgot their ID or don’t have an account but need the money right away.īut it’s only after you deposit the check and hand over the money that you find out it was a bad check. ![]() ![]() During a fake check-cashing scam, a fraudster will wait outside the bank or another financial institution and ask you to help them cash a check. Fake Check-Cashing Scamsīank scams often prey on your kind nature. Once a scammer has access to your account information, they can debit your account every month with your knowledge or approval. Scammers get access to your bank account numbers through fraudulent telemarketer calls or by stealing them from unsecured websites when you sign up for a free trial. Automatic Debit ScamsĪlso known as automatic withdrawal scams, these involve unauthorized withdrawals from your bank account - typically checking accounts. Related: How To Identify Job Scams: Watch Out for These Red Flags → 3. Job scams can also include recruiters who ask for payment to “secure” your job as well as fake employers sending you a check to clear on their behalf or goods they want you to repackage and send back. Aura will alert you in near-real time of suspicious activity or if your personal information is being used to open new credit accounts. If you’re on the job hunt, it’s a good idea to set up fraud and credit monitoring to make sure no one is using your credentials for the wrong reasons. Once they have your personal information (such as your ID, Social security number, etc.), they can steal your identity and access your bank account. Job-seekers are often targeted by bank scams as they’re used to giving out personal information.Īn employment scammer will post a job opportunity and then ask for your ID to verify your identity as part of the hiring process. But the original payment type was fraudulent, meaning you lose both the refunded money and often the cost of the “sold” product. Then, they’ll ask you to refund the difference either through an online payment or wire transfer. A scammer will pose as a buyer and send you a check, money order, or proof of payment (from an online payment processor) for more than the purchase price. Overpayment scams target online vendors and sellers. The ten most common scams for stealing your account information and money are: The 10 Most Common Types of Bank Scamsīank scammers have come up with some truly nefarious ways to get access to your accounts and steal your money. The more you understand how they try to pull off bank scams, the more secure your account information and money will be. The good news is that in most cases, you’re in control of what bank scammers can steal. With just your email address, we can see if your financial information, credit cards, or other account info is available to hackers and scammers. Pro tip: Check to see if your account information is available on the Dark Web using Aura’s Dark Web scanner.
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